Auto Warranties: Auto Extended Service Warranties
When shopping around for auto extended service warranties, it is important that you check for the scariest intangible of them all. Hidden costs will infuriate you and make you feel as if youve been violated. I cant help but feel personally responsible when I fall victim to a hidden charge. I feel like I let myself down and immediately get depressed and start eating a gallon of chocolate ice cream.
Even though auto extended service warranties are not the same as insurance, you may still have to pay a deductible. After youve sorted out that dilemma, you have to decide if your deductible covers the trip to the service station or just the part youre having repaired. If the fuel-injection pump is clogged with engine scraps and the four-wheel drive is malfunctioning, youll have to pay two deductibles. If the mechanic finds two more small problems, you might be paying four times the amount that you should be.
Unraveling the Mystery of Auto Extended Service Warranties
I know its cynical, I know its conspiratorial, but old practices dont soon die. I cant keep from remembering the stories of warranty companies denying every claim they received without looking twice at the ink on the paper. It was just common policy that they would initially deny the claim. Some insurance companies have been accused of the same thing.
If your claim is denied, be sure that you understand the reason why. Ask all kinds of questions. After all, if youve read all that youve been assigned to read on auto extended service warranties, theres no reason a reasonable claim should be declined. As long as you upheld your end of the bargain and the part is still covered under warranty, theres no reason the company should not cover your costs. Persistence always pays off.